Terms of Service

01 1. Description of the service

FinCompute provides free, browser-based calculators for mortgage repayment, personal income tax and VAT, general loans, and unit conversions. The Service is provided "as is" and operates entirely in your web browser; no account, sign-up or payment is required.

We may add, modify or discontinue any calculator, feature or language at any time without prior notice.

02 2. Eligibility

You must be at least 13 years old to use the Service. By using the Service, you represent and warrant that you meet this age requirement and that you have the legal capacity to enter into these Terms.

03 3. Acceptable use

You agree not to:

• Use the Service in any way that violates applicable local, national or international law or regulation.
• Attempt to probe, scan, compromise or disrupt the security, integrity or availability of the Service, including the hosting infrastructure.
• Use automated bots, scrapers or crawlers to access the Service in a manner that abuses or degrades its performance, except for legitimate search-engine indexing.
• Reverse engineer, decompile, copy, resell or redistribute the underlying code or calculators without written permission.
• Misrepresent the results as official financial, tax, legal or investment advice.

04 4. No professional advice

All results generated by FinCompute are provided for informational and educational purposes only. They do not constitute financial, tax, legal, investment or accounting advice.

Mortgage, tax and loan figures depend on specific lender policies, current tax laws, day-count conventions and rounding rules that vary by institution and jurisdiction. Always verify the figures with your bank, tax authority or a qualified professional before making any financial decision.

05 5. Intellectual property

The FinCompute name, logo, source code, text content, graphics and calculator interfaces are the property of FinCompute and are protected by copyright, trademark and other applicable laws.

You may share links to the Service and quote short excerpts for non-commercial, educational or review purposes, provided you attribute FinCompute and link back to the original page. You may not reproduce substantial portions of the content without prior written consent.

06 6. Third-party links

The Service may contain links to third-party websites or services. We do not control and are not responsible for the content, privacy practices or availability of those third parties. Accessing them is at your own risk.

07 7. Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

We do not warrant that the Service will be uninterrupted, error-free, secure or free from viruses or other harmful components, nor that the results will be accurate, complete or up to date.

08 8. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FINCOMPUTE AND ITS OPERATORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, GOODWILL OR BUSINESS OPPORTUNITY, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Because the Service is provided free of charge and your inputs never leave your browser, our total aggregate liability for any claim relating to the Service is limited TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.

09 9. Indemnification

You agree to indemnify and hold harmless FinCompute and its operators from any claim, demand, loss, liability or expense (including reasonable legal fees) arising out of your misuse of the Service, your violation of these Terms, or your violation of any applicable law or third-party right.

10 10. Changes to these Terms

We may revise these Terms from time to time. The updated version will be posted on this page with a revised "Last updated" date. Your continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

11 11. Governing language

These Terms are written in English. Translations into other languages are provided for convenience. In the event of any inconsistency, the English version prevails.

12 12. Contact

If you have any questions about these Terms, please contact us through the Contact page or by email using the address shown there.